What Every South Floridian Needs to Know, from Houson R. Lafrance, P.A.
At Houson R. Lafrance, P.A., we’ve seen firsthand how misinformation can derail valid personal injury claims. Whether it’s advice from a well-meaning friend or something you saw online, myths about the legal process are everywhere—and believing them could cost you time, money, and peace of mind.
Let’s break down some of the most common misconceptions South Floridians have about personal injury claims—so you can protect your rights with confidence.
Misconception #1: “I Can File a Claim Whenever I’m Ready”
Wrong.
Florida law gives you a limited window to take legal action after an injury. As of recent updates, you typically have just two years from the date of the accident to file a personal injury claim. Miss that deadline, and your case could be dismissed—no matter how strong your claim may be.
Pro Tip: The sooner you involve a lawyer, the stronger your position. Evidence fades. Witnesses disappear. Don’t wait.
Misconception #2: “It’s Just a Minor Injury—No Big Deal”
This one can cost you.
What feels like a “minor” ache or soreness after an accident can evolve into something more serious—like a herniated disc, torn ligament, or chronic pain condition. Waiting too long to seek medical attention can damage both your health and your claim.
At Houson R. Lafrance, P.A., we’ve seen cases where clients didn’t take injuries seriously at first, only to rack up thousands in medical bills down the line. Don’t dismiss your pain—document everything and get checked out.
Misconception #3: “My Insurance Will Take Care of It”
Not quite.
While Florida is a no-fault state, your PIP (Personal Injury Protection) coverage only pays up to $10,000—and not always in full. That doesn’t even touch lost wages, long-term treatment, or pain and suffering. Plus, insurance companies are businesses, and they’re not known for handing out full payouts without a fight.
That’s where we come in. At Houson R. Lafrance, P.A., we deal with the insurance companies so you don’t have to—and we make sure you get every dollar you’re entitled to.
Misconception #4: “I Don’t Need a Lawyer—I’ll Handle It Myself”
We get it. You’re smart. You’re capable. But personal injury law in Florida is full of traps, deadlines, and strategic landmines. What you don’t know can hurt you.
Hiring an attorney doesn’t just level the playing field—it gives you the advantage. Our firm knows how to negotiate, build strong cases, and take on big insurers. We protect you from being lowballed or dismissed outright.
Misconception #5: “I Can’t Afford a Lawyer”
Here’s the truth: You don’t pay us unless we win.
We work on a contingency fee basis, which means:
- No upfront costs
- No hourly rates
- No fees unless we recover money for you
That makes powerful legal representation accessible—whether you’re paycheck to paycheck or financially comfortable.
Final Thoughts: Don’t Let Misconceptions Cost You
The moments after an accident are filled with confusion, pain, and uncertainty. But knowledge is power—and having the right team behind you makes all the difference.
If you’ve been injured in South Florida, don’t go it alone. Call Houson R. Lafrance, P.A. at (954) 998-4567 or visit us at 300 S. Pine Island Rd., Suite 201, Plantation, FL for a free, no-obligation consultation.
We’re here to clear up the confusion, fight for your rights, and help you move forward with strength.